Download your FREE Guide
T+1: Convert Compliance into Growth
The UK's and EU's move to T+1 settlement by October 2027 is mandatory, but the stakes are higher than simple compliance. Will you lead the charge in efficiency or absorb rising failure penalties?
Our step-by-step Readiness Plan delivers the tactical knowledge to upgrade your operations and outperform the competition.
The Risks: Where Unprepared Firms Will Fail.
- The Compliance Gap: Approximately 39% of survey respondents anticipate that the transition to T+1 will negatively impact their operating costs. If you miss this, you will forfeit your competitive positioning and risk immediate financial penalties.*
- Critical Failure Points: T+1 risks increasing settlement failures and associated costs in the short term. Your Middle Office, FX desk, and Funding mechanisms are the most exposed departments.
- Dependency Trap: 49% of firms cite dependencies on clients and counterparties as a challenge, and 16% describe this specific issue as "limiting progress".*
Failure to act decisively transforms T+1 into a major, measurable cost center.
The Advantage: Your Path to Growth.
- Immediate Cost Reduction: The automation mandated by T+1 directly improves settlement efficiency and reduces long-term operating expenditure, turning initial investment into a profitable infrastructure upgrade.
- Automate to Dominate: Gain a processing edge. Target key automation areas like SSI updates, corporate actions, and securities lending recalls to ensure maximum transaction velocity.
- Future-Proof Your Capital: T+1 is merely the beginning. Position your firm for T+0 tokenised settlement**, which research shows reduces collateral exposure by 60–80%. Use this transition to build a future-ready ledger.
"Tokenised settlement offers a compelling opportunity to improve liquidity management, enhance collateral efficiency, and lower systemic risk. As the industry moves to T+1, this research demonstrates the benefits of going further, providing evidence to guide policymakers and market participants in shaping the future of OTC derivatives infrastructure."